Do I need to contact my insurance company if I’m involved in a car accident?
If you get into a car accident, you should contact your insurance company. They provide coverage for you. And in New York State, because it’s a no fault state, they will provide the coverage for your medical bills and your time lost from work. And there’s certain time limitations to file a no fault application. In New York state, that’s 30 days. So yes, you should contact your insurance company.